Term
Market value in German foreclosures
The Verkehrswert is a court valuation inside the procedure, not automatically a purchase price or bargain signal.
Term card
Official context, buyer check, risk
Official contextZVG appointment, report, public notice
Where it appearsZVG-Portal, appointment view, valuation report
Buyer checkRead value, then check rights and condition separately
RiskDo not confuse it with market price, limit, or financing
01Term
Market value in German foreclosures
02Official context
ZVG appointment, report, public notice
03Buyer check
Read value, then check rights and condition separately
04Next step
Check real estate
Term device
Market value as a calibration ruler
The value orients the buyer, but must not anchor them to a supposed purchase price.
ContextZVG appointment, report, public notice
LocationZVG-Portal, appointment view, valuation report
ActionRead value, then check rights and condition separately
Common mistakeconfusing value with purchase price
When the term matters
The Verkehrswert helps orient a foreclosure case. It does not replace the report, rights review, inspection situation or your own calculation.
Check real estateVerkehrswert file
The Verkehrswert is a court orientation point, not the target bid.
- It appears in appointment view, notice and often in the report.
- It helps with procedural rules like security deposit, 5/10 and 7/10 thresholds.
- It does not automatically state what the asset is worth today or should cost.
- If placeholders like 0 EUR or 1 EUR appear, do not apply normal value logic.
Buyer calculation
The value starts the check; it does not finish it.
- Verkehrswert 300,000 EUR -> possible security deposit around 30,000 EUR.
- Read 5/10 and 7/10 thresholds as procedural signals.
- Calculate report age, condition, rights, use and renovation separately.
- Do not derive financing or liquidity from Verkehrswert alone.
What the value does not say
Many expensive mistakes start when one value is asked to explain too much.
- No guarantee of inspection, condition or vacant possession.
- No statement that a lower award is safe or sensible.
- No replacement for rights review, extra costs, tax and financing.
- No protection from appointment cancellation or changed notes.
Check before the appointment
- Save the value from the full appointment view.
- Open report, exposé and photos where available.
- Check whether value-threshold or special notes appear in the appointment.
- Calculate renovation, rights, taxes and financing separately.